In this conversation, we describe how climate change, rising energy costs and financial risk are directly affecting access to housing across developed economies. Extreme weather events are influencing insurance and mortgage decisions, while higher interest rates are testing the resilience of markets shaped by decades of low-cost borrowing.
The discussion also explores how institutions with land and capital, from universities to transport authorities, are increasingly becoming involved in housing delivery and why key workers, including middle-income professionals, are now struggling to live near jobs, services and transport.